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*****must be balanced by the public’s need for transparency and accountability in the regulator’s own actions as well. ****

I have been arguing these two points for the past 20 years. Without transparency, accountability, checkers who check and balancers that balance, with an imperial president and a congress in the bleachers, what have we got? Where are the class action lawsuits? There is no accountability because the bureaucrats don't know what they're asking for. They rely on contractors to do their work. With all the privatizing going on, why is the federal payroll going up? Who is protecting the home buyer from the predatory lender? I thought I was rid of the Countrywide guy, but he's back!

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